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Ask Carol B can help you understand what’s coming on the horizon or the timing for plan changes. Let us know your situation and we can help walk you through the process.
You’re going to receive a lot of Medicare information from multiple health insurance companies. For now, I suggest putting it all aside and using this time to understand your health care needs. That way, when you’re ready to review your options, you’ll have a better idea of what you’re looking for in a Medicare plan.
Signing up for the AskCarolB Newsletter is a good way to become familiar with Medicare.
Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
Like getting an annual physical, it’s a good idea to understand your current health and compare your options. In life, change is constant. If you already have Medicare coverage, we highly recommend using this time to make sure the plan you are on is still working for you. And if it is, that’s the plan for you! But you won’t know until you do a review. And if it is not, we will guide you in an unbiased way to a new plan, whether it is Medicare Advantage, a Medicare Supplement (Medigap) plan and /or a Prescription Drug Plan.
| October 1 | Start comparing your current coverage with other options. You may be able to save money or get extra benefits. Visit Medicare.gov/plan-compare |
| October 15 to December 7 | Change your Medicare health or drug coverage, if you decide to. This is changing to Original Medicare or Joining or changing a Medicare Advantage Plan. |
| January 1 | New coverage begins if you made a change. If you kept your existing coverage and your plan's costs or benefits changed, those changes also start on this date. |
| January 1 to March 31 | If you are in a Medicare Advantage Plan, you can change to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time. Any changes you make will be effective the first of the month after the plan gets your request. |
AskCarolB puts you at the center of everything we do. As licensed agents, we will guide you through the Medicare maze at no cost. We work with the top carriers in the nation to tailor a plan that meets your needs at the lowest price available.
AskCarolB truly cares that you are protected as you age. We provide clarity and security in the choices made.
AskCarolB.com is owned and operated by Ask a Friend, Inc., and is a privately-owned website. This Website serves as an invitation for you, the customer, to inquire about further information regarding Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans, as well as Marketplace and Ancillary Health Insurance plans and submission of your contact information constitutes permission for a licensed sales agent to contact you with further information, including complete details on cost and coverage of this insurance. Individual products and features are subject to availability and may vary by state according to the carrier’s plan options. Premiums are based on ZIP code, age, household discounts and tobacco use and are not a guarantee of cost reduction.
This is a solicitation for insurance. Although we are contracted with many carriers, this is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. AskCarolB.com markets a portfolio of a wide variety of health insurance and supplemental insurance products such as on and off-exchange health, dental, vision, hearing, indemnity plans, long term care, final expenses, etc. AskCarolB.com’s quoting platforms do not include all health insurance companies or all available insurance products.
