The main objective of Critical Illness insurance is to reduce financial stress. These policies pay cash benefits upon the diagnoses of a covered condition. This money can be used for anything. Whether it’s to pay for out-of-network medical costs, experimental treatment not covered by conventional health insurance or to pay your mortgage – you decide how to use the money, not the insurance company.

Beyond the most commonly occurring critical illness such as Cancer, Heart Attack and Strokes, today’s typical plans cover a broad range of critical illnesses such as:

• Alzheimer’s Disease
• Heart Attack
• Kidney Failure
• Blindness
• Cancer
• Major Organ Transplant
• Stroke
• HIV/AIDs
• Coma
• Paralysis
• Parkinson’s Disease
• Brain Tumor
• Coronary Artery Bypass

While we don’t consider Critical Illness insurance a replacement for your health insurance, it is an important supplemental benefit that can provide much needed financial relief and financial flexibility.

To learn more about Critical Illness insurance, give us a call today.