- 904-648-6488
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- 120 Palencia Village Dr., Ste. 105-377 St. Augustine, FL 32095-8549
If you’re under the age of 65 and need health insurance, there are 4 basic options available to you. We can help you determine the right choice based on your budget and needs
On-Exchange Plans (OBAMA CARE – Affordable Care Act)
The plans are administered through the Centers for Medicare and Medicaid. Many people qualify for subsidies based on qualifying factors to help with their health care costs. This is typically the first step in finding the right plan for you and we’ll guide you thru the process step by step.
Off-Exchange Plans
If you don’t qualify for a subsidy you can purchase health insurance directly from a carrier. We can help you compare plans and enroll in one that best meets your needs and budget.
Short-term major medical
These type plans are a great alternative for consumers looking for major medical coverage. Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to bridge gaps in your health care coverage during times of transition. These plans allow you to:
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit. In addition to a hospital per diem, a more comprehensive plan might feature payments for an ambulance trip, surgery or maternity visit, or increased payments for intense ailments such as stroke or cancer. Benefits can disburse in lump sums for short admittances or on a daily or weekly basis during longer visits.
As you can see, there are many options to choose from with different benefits and payment methods. We’re here to help you through the confusion. Contact us today!
AskCarolB puts you at the center of everything we do. As licensed agents, we will guide you through the Medicare maze at no cost. We work with the top carriers in the nation to tailor a plan that meets your needs at the lowest price available.
AskCarolB truly cares that you are protected as you age. We provide clarity and security in the choices made.
AskCarolB.com is owned and operated by Ask a Friend, Inc., and is a privately-owned website. This Website serves as an invitation for you, the customer, to inquire about further information regarding Medicare Supplement Insurance, Medicare Advantage and Prescription Drug Plans, as well as Marketplace and Ancillary Health Insurance plans and submission of your contact information constitutes permission for a licensed sales agent to contact you with further information, including complete details on cost and coverage of this insurance. Individual products and features are subject to availability and may vary by state according to the carrier’s plan options. Premiums are based on ZIP code, age, household discounts and tobacco use and are not a guarantee of cost reduction.
This is a solicitation for insurance. Although we are contracted with many carriers, this is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. AskCarolB.com markets a portfolio of a wide variety of health insurance and supplemental insurance products such as on and off-exchange health, dental, vision, hearing, indemnity plans, long term care, final expenses, etc. AskCarolB.com’s quoting platforms do not include all health insurance companies or all available insurance products.
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